For international students

Get a debit card powered by Visa

Easily spend money from your bank account from 140+ countries. Integrate with ApplePay, GooglePay, and Venmo.

Download app

Build credit history

Every Purchase Builds Your Credit

The Ellis Visa Card gives you the best of both worlds - as simple to use as a regular debit card, while building your credit history with every purchase.

International card with no foreign transaction fees

No fees or interest

free atm withdrawals

Get cash when you need it

As an Ellis member, you can withdraw money without any fees at over 60,000 in-network Allpoint ATMs! Thats more than Chase, Bank of America, and Citibank combined.

Your money. Your way.

Pay anyone the fast, fee-free way

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Ellis App.

SECURITY YOU CAN TRUST

We keep your money & data safe

We haven't and will never sell your data. Your account is protected by bank-grade encryption and all transactions are verified through Visa’s fraud algorithm. Your money is also FDIC insured through our partner bank up to $250,000.

and more...

No SSN required

Spend in 140+ countries

Open an account before arriving in the US

No foreign transaction fees

Stay in control with alerts

Unlimited free in-network ATM withdraws

Start spending immediately with a virtual card

FDIC insured up to $250,000

Bank level security

Frequently Asked Questions

Question 1

When do I receive my Ellis Card after I open an account?

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After you opening an account, you can start spending instantly with a virtual debit card that you can use with Apple Pay or Google Pay. You can choose to have your physical card delivered whenever you want through the Ellis app. It can take 5 to 10 business days for your physical Ellis Visa Card to arrive at your mailing address.

Question 2

Where can I use my Ellis Card?

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Anywhere Visa is accepted (which is pretty much everywhere!). You can swipe, insert the chip, or tap the card when you pay.

You can also add your Ellis Card to Apple Pay or Google Pay and start spending before it even comes in the mail!

Question 3

Does Ellis have ATMs?

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Ellis partners with a few ATM operators and network providers to get members access to 60,000+ fee-free in-network ATMs. Thats more ATMs than Chase (16,000 ATMs), Bank of America (17,000 ATMs), and Citibank (2,300 ATMs) combined!

To find a fee-free ATM near you, download the Ellis mobile app for our ATM map or search our ATM network here.

Get the Ellis App

Made for international students, by international students

Download app

MOBILE

Get a U.S. phone plan with ultra-fast 5G

Find the perfect phone plan for your data needs. All plans include unlimited talk and text with super fast coverage.

Pause anytime you want

No contracts

Learn More

MONEY

A U.S. bank account for internationals students

Apply for a U.S. Bank Account even before you set foot in America. It’s safer than carrying cash.

No monthly fees, ever

Free international wire transfers

Learn More

CARD

Get an International Visa Debit Card

Easily spend money from your bank account from 140+ countries. Integrate with ApplePay, GooglePay, and Venmo.

Learn More

RENT

Co-signer for your lease, we'll be your guarantor

Let us be the co-signer for your lease. We'll be the guarantor for your apartment.

COMING SOON

FORMS

Automate boring government paperwork

Apply for your Social Security Card, F-1 Student Visas, and OPT by filling out a simple form. Let us take care of the boring stuff.

coming soon

TAX

File your US federal tax returns

Maximize your tax refund and claim every dollar you are owed by the US government. We will help you find every tax treaty benefit with your background.

coming soon

1.Unlimited Data customers using >30GB/mo. will notice reduced speeds until next bill cycle due to data prioritization.

2. Ellis is a technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Ellis Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

3. Payment services are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: The Steward Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). In the US Currency Cloud operates in partnership with CFSB. CFSB fully owns the bank program and services are provided by The Currency Cloud Inc.

4. Ellis is not a law firm and is not a substitute for the advice of an attorney. Ellis is not affiliated with or endorsed by United States Citizenship and Immigration Services (USCIS) or any other government agency. Blank immigration forms with written instructions are available for free at the USCIS website.