For international students

Start building credit history immediately

The Ellis Visa Card gives you the best of both worlds - as simple to use as a debit card, while building your credit history with every purchase. No SSN required.
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Ellis is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC.
Preview of the Ellis iOS App
Preview of the Ellis iOS App
Build credit history

Every Purchase Builds Your Credit

The Ellis Visa Card gives you the best of both worlds - as simple to use as a regular debit card, while building your credit history with every purchase.
International card with no foreign transaction fees
No fees or interest
free atm withdrawals

Get cash when you need it

As an Ellis member, you can withdraw money without any fees at over 60,000 in-network Allpoint ATMs! Thats more than Chase, Bank of America, and Citibank combined.
Preview of the Ellis iOS App
Your money. Your way.

Pay anyone the fast, fee-free way

Send and receive money instantly, spend with Apple Pay and Google Pay, track your card balance and manage your money with ease from the Ellis App.
SECURITY YOU CAN TRUST

We keeps your money & data safe

We haven't and will never sell your data. Your account is protected by bank-grade encryption and all transactions are verified through Visa’s fraud algorithm. Your money is also FDIC insured through our partner bank up to $250,000.
and more...

No SSN required

Spend in 140+ countries

Open an account before arriving in the US

No foreign transaction fees

Stay in control with alerts

Unlimited free in-network ATM withdraws

Start spending immediately with a virtual card

FDIC insured up to $250,000

Bank level security

Frequently Asked Questions

Question 1

When do I receive my Ellis Card after I open an account?

After you opening an account, you can start spending instantly with a virtual debit card that you can use with Apple Pay or Google Pay. You can choose to have your physical card delivered whenever you want through the Ellis app. It can take 5 to 10 business days for your physical Ellis Visa Card to arrive at your mailing address.

Question 2

Is my Ellis Card a credit card?

Your Ellis Card is a new kind of secured spending card. You can safely spend the money that you deposit to your Ellis Money account but with added protection.

There is no way to overspend. No overdraft fees. You don’t pay interest. All while getting the fraud protection and credit building benefits of a credit card!

Question 3

How does Ellis Card help me build credit?

At the end of every month, purchases made with your Ellis Card are tallied up and reported to credit bureaus to help build your credit history.

Question 4

Where can I use my Ellis Card?

Anywhere Visa is accepted (which is pretty much everywhere!). You can swipe, insert the chip, or tap the card when you pay.

You can also add your Ellis Card to Apple Pay or Google Pay and start spending before it even comes in the mail!

Question 5

Does Ellis have ATMs?

Ellis partners with a few ATM operators and network providers to get members access to 60,000+ fee-free in-network ATMs. Thats more ATMs than Chase (16,000 ATMs), Bank of America (17,000 ATMs), and Citibank (2,300 ATMs) combined!

To find a fee-free ATM near you, download the Ellis mobile app for our ATM map or search our ATM network here.

Question 6

Will I have to make a monthly payment like a regular credit card?

Unlike a traditional credit card, you can only spend the money that’s secured in your Ellis account. You can never overspend, and never have to worry about overdraft fees.

Get early access

The complete solution designed for international students, by international students.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Ellis is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC.
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