For international students

Get a U.S. Phone Number in 5 Minutes

Find the perfect phone plan for your data needs. All plans include unlimited talk and text with super fast 5G or 4G LTE coverage.
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Ellis is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC.
Preview of the Ellis iOS App

Simple, transparent pricing

No contracts. No surprise fees.

6GB

$35/mo

Unlimited talk & text in the U.S.
Global coverage in 140+ countries
Uses 5G or 4G LTE, whichever is strongest
COming soon

10GB

$45/mo

Unlimited talk & text
Global coverage in 140+ countries
Uses 5G or 4G LTE, whichever is strongest
coming soon

Frequently Asked Questions

Question 1

Are there really no fees?

Unlike regular banks we don’t believe in charging you tons of unnecessary fees. We have no fees to sign up, no monthly or service fees, no minimum balance fees, and no domestic transaction fees, and free international wire transfers. We do charge one fee ($2.50) when you get cash from an out-of-network ATM that is not part of Ellis' fee-free network of 60,000+ ATMs.

Question 2

If Ellis is free, how do you make money?

Ellis makes money from ‘interchange’ fees paid by the merchant bank.

When you use your Ellis Card, card networks collect a service fee (kind of like a tax for the merchant charging your card), and Ellis gets a percentage of that fee. That means we don’t have to rely on traditional fees and we can pass the savings on to you.

Question 3

Which countries can I receive money from?

We currently support free international wire transfers from:

Åland Islands, Argentina, Austria, Australia, Belgium, Brazil, Bulgaria, Canada, Cayman Islands, Chile, China, Costa Rica, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Guernsey, Hong Kong, Hungary, Iceland, India, Ireland, Isle of Man, Israel, Italy, Japan, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Martinique, Mayotte, Monaco, Netherlands, New Zealand, Norway, Paraguay, Puerto Rico, Poland, Portugal, Réunion, Romania, Saint Martin, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Suriname, Sweden, Switzerland, Taiwan, Thailand, United Kingdom, United States, Uruguay, and Vietnam.

Reach out to our team at support@joinellis.com if you don't see your country on this list.

Question 4

How long does it take to create an account?

Signing up usually takes under 5 minutes – and you can do it completely online.

Once your account is opened you'll be able to use your virtual Ellis Visa Card for online purchases almost immediately. No need to wait for your physical card to start spending. It typically takes a week or two for the physical card to arrive.

Question 5

Does Ellis have ATMs?

Ellis partners with a few ATM operators and network providers to get members access to 60,000+ fee-free in-network ATMs. Thats more ATMs than Chase (16,000 ATMs), Bank of America (17,000 ATMs), and Citibank (2,300 ATMs) combined!

To find a fee-free ATM near you, download the Ellis mobile app for our ATM map or search our ATM network here.

Question 6

What kind information do you ask for?

During sign up we'll ask for things like your phone number, birthdate, residential address, and Social Security Number. If you are a recent international student and don't have an SSN, no worries! You can use your passport and I-20 form to create an account from your phone.

Question 7

Is Ellis a real bank?

Ellis is a technology company, not a bank. Banking services are provided by Blue Ridge Bank, N.A., Member FDIC. Ellis is also not a prepaid card. Through its bank partner, Ellis offers a full-service bank account with an Ellis Visa Card for spending and using at 60,000+ fee-free in-network ATMs.

Get the Ellis App

Made for international students, by international students
Download app
MOBILE

U.S. phone number with ultra-fast 5G

Find the perfect phone plan for your data needs. All plans include unlimited talk and text with super fast coverage.
Pause anytime you want
Only pay for data you use
Learn More
MONEY

The U.S. bank account made for You

Apply for a U.S. Bank Account even before you set foot in America. It’s safer than carrying cash.
No monthly fees, ever
Free international wire transfers
Learn More
CARD

International Debit Card powered by Visa

Easily spend money from your bank account from 140+ countries. Integrate with ApplePay, GooglePay, and Venmo.
Learn More
RENT

Co-signer for your lease, we'll be your guarantor

Let us be the co-signer for your lease. We'll be the guarantor for your apartment.
coming soon
FORMS

Automate boring government paperwork

Apply for your Social Security Card, F-1 Student Visas, and OPT by filling out a simple form. Let us take care of the boring stuff.
coming soon
TAX

File your US tax returns

Maximize your tax refund and claim every dollar you are owed by the US government. We will help you find every tax treaty benefit with your background.
coming soon

Meet our happy international students

Here's why international students across the US are choosing Ellis.

A happy international student

James Miller 🇰🇷

New york university '21

Ellis has made being an international student super easy. They really understand what it's like and provides an all in one solution for my specific needs.

A happy international student

Dalia Holmes 🇨🇳

Columbia University '22

Mother of 2, DJ, creative marketer, music and art lover. Operating at the junction of data science and intuition to develop marketing campaigns that bring results.

A happy international student

Ha Chang 🇮🇳

northeastern university '24

Serial entrepreneur, vegan, cat mom, always looking for the next gret podcast. Operating at the sweet spot between art and science to delight customers.

Meet our happy international students

Here's why international students across the U.S. are choosing Ellis.

James Miller 🇰🇷

New york university '21

Ellis has made being an international student super easy. They really understand what it's like and provides an all in one solution for my specific needs.

Dalia Holmes 🇨🇳

Columbia University '22

Mother of 2, DJ, creative marketer, music and art lover. Operating at the junction of data science and intuition to develop marketing campaigns that bring results.

Ha Chang 🇮🇳

northeastern university '24

Serial entrepreneur, vegan, cat mom, always looking for the next gret podcast. Operating at the sweet spot between art and science to delight customers.